Updated for 2026

Indiana Security Deposit Laws & Calculator

Indiana gives landlords 45 days to return your security deposit after the tenancy ends. While there's no cap on deposit amounts, landlords who wrongfully withhold face liability for the full deposit plus attorney fees. Use our free calculator to see what you're owed.

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Indiana Security Deposit — Quick Facts

Return Deadline
45 Days
After tenancy ends
Maximum Deposit
No State Limit
Penalty for Late Return
Full Deposit + Fees
+ court costs + attorney fees
Interest Required
✗ No
Applicable Law
Ind. Code § 32-31-3-12

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Indiana Security Deposit Law — Explained

The 45-Day Return Deadline

Under Ind. Code § 32-31-3-12, Indiana landlords have 45 days after the tenancy ends to return the security deposit. The landlord must mail the refund along with an itemized list of any deductions to the tenant's last known address or forwarding address. The 45-day clock starts when the lease terminates and the tenant has vacated.

No Deposit Cap

Indiana does not limit how much a landlord can charge as a security deposit. While 1–2 months' rent is standard practice, there's no statutory maximum. Tenants should negotiate deposit amounts before signing a lease.

What Your Landlord Can Deduct

Indiana landlords may deduct for unpaid rent, damage to the property beyond normal wear and tear, and unpaid utility charges that the tenant was responsible for. Normal wear and tear — minor scuffs, faded paint, carpet worn from regular use — cannot be deducted. The landlord must provide an itemized statement of all deductions.

Penalties for Wrongful Withholding

If a landlord fails to return the deposit within 45 days or wrongfully withholds it, the tenant can recover the full deposit amount plus reasonable court costs and attorney fees. While Indiana doesn't have a 2× or 3× multiplier like some states, the attorney fees provision gives tenants meaningful leverage.

Notice Requirements

Indiana requires tenants to provide a forwarding address in writing to receive their deposit refund. If the tenant doesn't provide a forwarding address, the landlord must mail the refund to the tenant's last known address. Providing a forwarding address in writing (email or certified mail) creates a clear record and strengthens your position if you need to take legal action.

What to Do If Your Landlord Is Late

  1. 1
    Document everything before you leave Take timestamped photos and video of every room. Keep your lease and all written communications.
  2. 2
    Provide your forwarding address in writing Email or send certified mail with your new address.
  3. 3
    Send a formal demand letter after 45 days Use RenterCalc's demand letter generator to create a letter citing Ind. Code § 32-31-3-12.
  4. 4
    Wait 14 days for a response Give your landlord a reasonable window to respond.
  5. 5
    File in small claims court Indiana's small claims limit is $10,000. You can sue for the full deposit plus attorney fees and court costs.

Indiana Security Deposit FAQ

How long does a landlord have to return a security deposit in Indiana?
Indiana landlords have 45 days after the tenancy ends to return the deposit with an itemized list of deductions.
What is the maximum security deposit in Indiana?
Indiana has no state limit on security deposit amounts.
What is the penalty for not returning a security deposit in Indiana?
Tenants can recover the full deposit amount plus court costs and reasonable attorney fees.
Does Indiana require interest on security deposits?
No. Indiana does not require landlords to pay interest on security deposits.
How do I get my security deposit back in Indiana?
Document the unit, provide your forwarding address, wait 45 days, then send a demand letter. If unresolved, file in small claims court (limit: $10,000).

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